Looking to buy a financial calculator, specifically the Platinum model? You’re on the right track for serious financial calculations and planning. The “Platinum” often refers to the HP 12C Platinum, a powerful and popular tool for financial professionals and students alike. Let’s explore what you should consider when buying one.
Why Choose the HP 12C Platinum?
The HP 12C Platinum offers several advantages over simpler calculators. Its primary strength lies in its Reverse Polish Notation (RPN) entry system. While it might seem unusual at first, RPN can significantly speed up calculations once you’re comfortable with it. It eliminates the need for parentheses and allows for a more streamlined workflow. Beyond RPN, the Platinum model offers enhanced memory and functions compared to the original HP 12C. This means you can store more data and perform more complex calculations, making it ideal for professionals dealing with mortgages, investments, and time value of money problems.
Where to Buy:
You have several options when purchasing an HP 12C Platinum:
- Online Retailers: Sites like Amazon, eBay, and Walmart often carry the HP 12C Platinum. Compare prices across different platforms to find the best deal. Look for reputable sellers with positive reviews to ensure you’re getting a genuine product.
- Office Supply Stores: Stores like Staples or Office Depot may stock the HP 12C Platinum, especially around back-to-school season. Check their websites or visit a local store to see if it’s available.
- Specialty Financial Stores: Some stores specialize in financial and accounting tools. These are good options if you want personalized advice and expert assistance.
- HP’s Website (or Authorized Resellers): You can check HP’s official website or locate authorized resellers in your area. Buying directly ensures authenticity and warranty coverage.
Things to Consider Before Buying:
- New vs. Used: You can often find used HP 12C Platinum calculators at a lower price. However, be cautious and inspect the calculator carefully before buying. Check for physical damage, screen clarity, and ensure all buttons are functional. A new calculator will come with a warranty, providing peace of mind.
- Price: Prices can vary depending on the retailer and condition of the calculator. Shop around to find the best deal. Keep an eye out for sales and discounts.
- Features: While the HP 12C Platinum is a powerful tool, ensure its features align with your needs. If you require more advanced statistical functions or graphing capabilities, you might consider a different financial calculator.
- Learning Curve: Be aware that learning RPN requires some effort. Many tutorials and resources are available online, but factor in time for practice.
- Authenticity: Counterfeit HP 12C calculators exist. Buy from reputable sources to avoid purchasing a fake.
Alternatives:
While the HP 12C Platinum is a solid choice, other financial calculators are available, such as the Texas Instruments BA II Plus. Consider your specific needs and preferences before making a decision.
By carefully considering these factors, you can find the right HP 12C Platinum calculator to meet your financial calculation needs.